Jay Kotak, Co-Head of Kotak811, represents the next generation of leadership at Kotak Mahindra Bank. Armed with an MBA from Harvard Business School and early experience at McKinsey & Company, Jay brings a modern, strategic perspective to India’s evolving banking ecosystem.

Transforming Traditional Banking with Kotak811

Under his leadership, Kotak811 has become a leading digital banking platform, offering paperless account opening, instant KYC, and mobile-first services. It now accounts for over 70% of new account openings, reflecting Jay’s mission to make banking seamless, secure, and accessible for all.